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All active Colorado real estate brokers are required to carry errors and omissions insurance as a condition of licensure. The Colorado Real Estate Commission has contracted with Rice Insurance Services Company, LLC (RISC) to administer the group Errors & Omissions (E&O) insurance program for Colorado licensees. Continental Casualty Company, one of the CNA insurance companies, is the insurance carrier for the E&O PROGRAM. The CNA insurance group is one of the largest writers of commercial property casualty insurance in the United States and is rated “A (Excellent)” by A.M. Best.

RISC provides all servicing (claims handling, policy issuance, marketing mailings, customer service, etc) of the Colorado account. The management team of RISC specializes in handling group programs for states with mandatory real estate E&O insurance requirements. RISC is located at 4211 Norbourne Boulevard, Louisville, Kentucky 40207-4048.

This program is designed exclusively to provide professional liability insurance for Colorado Real Estate Licensees. Even the most careful professional cannot always prevent the filing of a frivolous lawsuit nor can he/she preclude making an honest mistake. Under this program, the insurance carrier has the responsibility of defending, as well as paying a settlement or judgment on covered claims, up to the limits of liability.

CNA is service mark and trade name registered with the US Patent and Trademark Office. The program referenced herein is underwritten by Continental Casualty Company, one of the CNA insurance companies. This information is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions and exclusions. This coverage is only available in Colorado. A specimen policy will be provided to you upon request. ©2003.