Specializing in Mandated Real Estate Errors and Omissions Insurance
We put the Experience and Options in E&O programs

NOTICE

We are currently experiencing intermittent issues with our phone system. We are working diligently to rectify this as soon as possible. If you have trouble reaching us via phone, please complete the contact form below and we will have someone reach out to you. Thank you for your patience and understanding.

PLEASE NOTE WE CANNOT ACCEPT ANY PAYMENT OVER THE PHONE

We appreciate your interest in our programs. Our insureds remain our top priority and we are working to support your errors and omissions insurance needs.
In accordance with a state mandate aimed at reducing the spread of COVID-19, we will have limited staff in the office until the emergency order has been lifted. If you have inquiries during this time, we encourage you to utilize our website for:
- Information about our insurance programs.
- Online enrollment. Online enrollment is strongly encouraged for the following programs incepting January 1, 2021 (note Louisiana enrollment is available through the Louisiana Real Estate Commission’s license renewal process).
- Mail-in enrollment forms.
- Instructions to sublimit a claim and notice of claim forms. Notification of claims and potential claims must be made in writing. - And More.

Our limited in-office staff will be available to answer calls Monday through Friday, 8:30 am to 5:00 pm EST however, response times may be delayed.

E&O INSURANCE

We provide real estate E&O insurance in Alaska, Colorado, Iowa, Idaho, Kentucky, Louisiana, Mississippi, Montana, Nebraska, New Mexico, North Dakota, Rhode Island, South Dakota, and Tennessee.

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FIRM EXCESS COVERAGE

Firm excess policies provide additional limits of liability once coverage through the applicable underlying policy is exhausted. We offer excess policies with $1,000,000 limits to real estate firms whose licensees are all insured through our basic policies.

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TAIL COVERAGE

Insureds who do not renew coverage through our program for any reason should consider obtaining tail coverage by purchasing an extended reporting period (ERP) endorsement.

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News and Updates


Kentucky Renewal For April 1, 2021 NOW AVAILABLE!

February 25, 2021

RISC is proud to continue to offer the Kentucky Real Estate Commission’s (KREC) state group Errors & Omissions insurance program for April 1, 2021 to April 1, 2022. Order of operations to follow when updating your E&O policy. Each licensee purchases E&O through RISC. Enrollment in the state program is ONLY available for purchase online using a […]

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