RISC Rice Insurance Services Company, LLC
Specializing in Mandated Real Estate Errors & Omissions Insurance
We put the Experience and Options in E&O programs  


Enroll or Renew

Sample Policy '13

Optional Coverages '13


Extended Reporting

Excess Coverage

Contact Us

Click to download a free copy of Adobe Acrobat Reader



Under Agreement
with the
Tennessee Real Estate Commission

All active Tennessee real estate brokers, affiliate brokers and timeshare salespersons are required to carry errors and omissions insurance as a condition of licensure. The Tennessee Real Estate Commission selected Rice Insurance Services Company, LLC (RISC) as the program administrator for the group Errors & Omissions (E&O) insurance program for Tennessee licensees. Continental Casualty Company, one of the CNA insurance companies, is the insurance carrier for the E&O program. The CNA insurance group is one of the largest writers of commercial property casualty insurance in the United States and is rated A (Excellent) by A.M. Best.

RISC provides all servicing of the Tennessee account (administrative duties include claims handling, policy issuance, marketing mailings, etc.) The management team of RISC specializes in handling group programs for states with mandatory real estate E&O insurance requirements. RISC is located at 4211 Norbourne Boulevard, Louisville, Kentucky 40207.

This program is designed exclusively to provide professional liability insurance for Tennessee Real Estate Licensees. Even the most careful professional cannot always prevent the filing of a frivolous lawsuit nor can they preclude making an honest mistake. Under this program, the insurance provider has the responsibility of defending as well as paying a settlement or judgment on covered claims, subject to the deductible, up to the limits of liability.