RISC Rice Insurance Services Company, LLC
Specializing in Mandated Real Estate Errors & Omissions Insurance
We put the Experience and Options in E&O programs



Policy Features '15

Sample Policy '15


Extended Reporting

Excess Coverage

Contact Us

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Thank you for considering our program.  If you have questions about the program or how to purchase coverage, feel free to contact us or select the blue button below for answers to frequently asked questions. Please note we CANNOT accept any payment information over the phone.


Enroll Online:  Click on the yellow button below to enroll with your Visa or MasterCard.  You may download a certificate of coverage immediately upon completion.  If you have any questions during the online enrollment process, call us at (800) 637-7319, ext. 1.

IF you are also licensed in Tennessee, please contact us before you enroll, to see if you are eligible for the conformity endorsement.

Enroll by Mail:  Select the form below that applies to your or your firm’s situation, complete it, and mail the completed form to either of the addresses below with the applicable premium by check or money order made payable to RISC. 

Mailing Address:
Rice Insurance Services Company, LLC
PO Box 6709
Louisville, KY 40206

Overnight Address:
Rice Insurance Services Company, LLC
4211 Norbourne Blvd
Louisville, KY 40207


July 1, 2015 - July 1, 2016

Individual Coverage

Enrollment Form (Prorated): Please use this form if you are an individual licensee and want to purchase insurance through the group program. 

Endorsement Request Form for Current Insureds: Request to add an endorsement for an individual (rather than firm) licensee who is already enrolled in the current group program.

Optional Firm Coverage

Enrollment Form (Prorated): Please use this form if you are an individual licensee and want to purchase insurance through the group program. 


If your current coverage expires July 1, you should request an effective date of July 1.  This will ensure that you maintain continuous coverage.  Otherwise, you will lose any previously established Retroactive Date (for prior acts coverage).  If you do not have continuous coverage, your new Retroactive Date will be the effective date of your new coverage.


In addition, if you have a break in coverage and are not covered during a period that your license active, you will not comply with the licensing requirements for your state and your license may be placed inactive and/or other action may be taken against your license.

If you discover that you have missed timely renewal and cannot obtain your desired effective date online, please call RISC immediately and see if you qualify for reinstatement of your coverage back to the inception of the policy period.  Always pay your premium on time to avoid a break in coverage and to protect yourself from uncovered claims and noncompliance with licensing requirements.

The program referenced herein is underwritten by Continental Casualty Company, a CNA insurance company. This information is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the products and services offered. Only the applicable policy can provide the actual terms, coverages, amounts, conditions, and exclusions, which may be subject to change without notice. In the event of a claim, the nature and extent of coverage is determined based upon the claim’s facts, circumstances, and allegations and application of the relevant policy’s terms, conditions, and exclusions. The E&O program described herein is only available in Mississippi. CNA is a registered trademark of CNA Financial Corporation. Copyright © 2015 CNA. All rights reserved.