RISC Rice Insurance Services Company, LLC
Specializing in Mandated Real Estate Errors & Omissions Insurance
We put the Experience and Options in E&O programs




Sample Policy '13

Optional Coverages '13

Brochure '13

Sample Policy '12

Optional Coverages '12

Brochure '12


Extended Reporting

Excess Coverage

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Thank you for considering our program.  If you have questions about the program or how to purchase coverage, feel free to contact us or select the blue button below for answers to frequently asked questions. Please note we CANNOT accept any payment information over the phone.


Online Enrollment for July 1, 2013 - July 1, 2014
Policy Period NOW AVAILABLE!

Enroll Online:  Click on the yellow button below to enroll with your Visa or MasterCard.  You may download a certificate of coverage immediately upon completion.  If you have any questions during the online enrollment process, call us at (800) 637-7319, ext. 1.

IF you are also licensed in Tennessee, please contact us before you enroll, to see if you are eligible for the conformity endorsement.

Enroll by Mail:  Select the form below that applies to your or your firm’s situation, complete it, and mail the completed form to either of the addresses below with the applicable premium by check or money order made payable to RISC. 

Mailing Address:
Rice Insurance Services Company, LLC
PO Box 6709
Louisville, KY 40206

Overnight Address:
Rice Insurance Services Company, LLC
4211 Norbourne Blvd
Louisville, KY 40207


Individual Licensee Coverage
July 1, 2013 - July 1, 2014

Enrollment Form (Prorated) Please use this form if you are an individual licensee and want to purchase insurance through the group program. 

Individual Licensee Endorsement Enrollment Form Individual licensees who have purchased insurance through the current group program and wish to add an endorsement(s) to their existing policy must use this form.

Optional Firm Coverage
July 1, 2013 - July 1, 2014

Enrollment Form  For firm licensees who wish to enroll in the group program. 




If your current coverage expires July 1, you should request an effective date of July 1.  This will ensure that you maintain continuous coverage.  Otherwise, you will lose any previously established Retroactive Date (for prior acts coverage).  If you do not have continuous coverage, your new Retroactive Date will be the effective date of your new coverage.


In addition, if you have a break in coverage and are not covered during a period that your license active, you will not comply with the licensing requirements for your state and your license may be placed inactive and/or other action may be taken against your license.

If you discover that you have missed timely renewal and cannot obtain your desired effective date online, please call RISC immediately and see if you qualify for reinstatement of your coverage back to the inception of the policy period.  Always pay your premium on time to avoid a break in coverage and to protect yourself from uncovered claims and noncompliance with licensing requirements.